Down Payment Assistance for Home Buyers
Our Down Payment Assistance Program can fill the cash gap between the amount of your first mortgage and the total cost of purchasing a home. While you can use these loan funds for your new home’s down payment, they can also cover closing costs or increase your purchasing power.
Down Payment Assistance Resources
Owning a home doesn’t have to feel out of reach! Explore the resources below to learn more about MHO’s down payment assistance program.
Have Questions?
If you are a potential homebuyer with questions or a lender seeking additional program information, please call Angi Welch at 828-254-4030, ext. 127, or email angi@mtnhousing.org.
If you are a potential homebuyer seeking guidance through a homebuyer education course, please contact OnTrack WNC at 828.255.5166 or info@ontrackwnc.org. Visit ontrackwnc.org for more information.
Ready to complete your application? Download it below and email it to Angi Welch at angi@mtnhousing.org.
MHO is also a certified LOAN PACKAGER for USDA 502 Direct Loans. This loan product helps eligible low- and very-low-income applicants obtain decent, safe, and sanitary housing in eligible rural areas through interest rate subsidies, allowing higher loan amounts or better affordability.
